If your employer offers dental insurance, it might seem like a great way to save money; you pay a monthly premium, and your dental care is covered, right?
Unfortunately, there are often restrictions and limitations on many dental insurance plans, making them less lucrative than you may have imagined.
Let’s take a look at how dental insurance works and how our in-house membership plan could save you money.
Why Traditional Dental Insurance Isn't Always the Best Deal
According to the American Dental Association, some group dental health plans have exclusions that may keep you from getting the dental care you need.
Some of the most common restrictions include the following:
- Pre-existing conditions — If you have missing teeth or other pre-existing conditions, treatment may not be covered by dental insurance.
- UCR fees — Some companies use the terms “Usual, Customary, and Reasonable” to determine whether your procedure is covered. This vague term can be used to avoid paying for treatment.
- Annual maximums — Most dental insurance plans have an annual maximum, the most your plan will cover for a calendar year.
The Talbert Membership Plan: Simple, Transparent, and Local
The Alabama Department of Insurance reports that dental insurance premiums are on the rise, so now may be the best time to consider our in-house dental membership plan.
It’s a stable, cost-effective alternative to traditional dental insurance.
We offer a standard and a periodontal plan with no waiting periods, no deductibles, and no annual maximums.
Investing in Your Health Without the Paperwork
When you’re ready to restore your oral health without worrying about all the paperwork and fine print associated with dental insurance, we’re ready to help you enroll in our dental membership plan.
It’s fast and easy, and you’ll receive preventive care and 15% off most other treatments.
No Dental Insurance in Madison, AL?
To learn more about what a dental membership plan in Madison can do for your wallet and your smile, we hope you’ll contact our office! At Talbert Family Dentistry, we never want anyone to forego treatment because of cost, so we’ll do whatever we can to help you navigate ways to pay.
If you have questions or want to schedule an appointment, please reach out to us at (256) 542-1969.